Classic 9-BR, 4-BA Cape Cod positioned right off UVA campus: walk to classes, hospital or a quick (bike) ride anywhere in Charlottesville. The main level sets an inviting tone, with a front bedroom that has served as a private home office and quiet retreat. The adjacent 2-bedroom, 1-bath suite - complete with its own separate entrance - has a proven track record as a tenant favorite, and converts effortlessly into family or guest space when life calls for it. Upstairs, two mirrored 2BR/1BA suites capture views of the South Lawn and the neighborhood's canopy of trees. The lower level rounds it out with a complete apartment - kitchen, laundry, 2BR/1BA - ready to earn from day one. Recent upgrades include mini-splits in six bedrooms, seven Champion windows, newer water heater, and washer/dryer. The home presents beautifully with fresh landscaping and needs only light cosmetic updating: paint, finishes, or personal touches if desired. R-B zoning adds boundless possibilities for future expansion. With a solid rental history, multiple off-street parking spaces in place and NO HOA, this home is a rare find for buyers who value an irreplaceable location, great ROI and long-term versatility.