Prime Location, Flexible Financing & Move-In Ready - Ridgecrest Townhome! This 4 bedroom, 3.5 bath townhome sits WALKING DISTANCE to Downtown Belmont and Historic Downtown Charlottesville, with easy access to shopping, dining, and entertainment. Seller is willing to consider a contribution toward an interest-rate buydown or buyer closing costs with an acceptable offer - a great opportunity to lower your monthly payment in today's market. Outdoor lovers will appreciate the mountain view from the back deck and quick access to the Rivanna River, Riverview Park, the Saunders-Monticello Trail, and Biscuit Run Park. UVA Grounds and the Medical Center are within three miles, and I-64 and public transit are close by. This Ridgecrest townhome includes a finished basement suite with its own kitchenette, bedroom, bathroom, and private entrance - a rare find in this community, ideal for multigenerational living, guests, or rental income. The main levels offer an easy-flowing layout and a relaxing deck overlooking green backyard space with that same lovely mountain view. Perfect for first-time buyers or investors looking for flexible living space. Recent updates include a new water heater (2022) and all-new toilet systems (2025).